Though we have learned all of our lives to preserve cash in retirement savings and investment strategies, some folks certainly depend on Medicare Advantage to support them in the senior seasons once they can not work. Even so, for people who haven’t organized sufficient funds, the government has supplied a safety net. Although the Medicare…
Different types of deferred annuities and their benefits
Before we start our discussion on deferred annuities let me tell a bit details on what annuity actually is. In U.S by annuity, it means that you have to pay a lump sum of money as a single premium. This amount will be distributed to you at a later time along with the accumulated interest….
Long Term Care Insurance Will Keep Your Sanity
Healthcare cost is increasing at a very fast pace so if you are expecting care in the next 20 years, you should have started planning already. You will find an (LTC)patterned a good option, as this will spare you from possible financial pitfalls. However ideal, if you are skeptical about the benefits a long…
Best Medicare Supplemental Insurance
So you currently have Medicare insurance policy coverage, and that can help you cover lot of different things. Treatment is very beneficial, and can certainly save anyone a large amount of funds, especially when those Medicare debts are high. But let’s say you don’t want the highest a higher level Medicare, or even if you…
Indexed Annuities Pros and Cons
Few products generate as much confusion and controversy as indexed annuities, both pro and con. Indexed annuities have created main strides in recent years however and are well worth thinking about. The premise of an indexed annuity is attractive- it is promoted as a high yield safe investment. Fundamentally, an indexed annuity is a…
What type? Permanent or term life insurance?
Now that you are ready to purchase life insurance, the choice before you is what type of life insurance would best suit your purpose. Life insurance is not a one-size-fits-all product and each one must assess his or her own personal situation to come up with the right coverage and the number of years you…
Obamacare demise of the health insurance broker
An article in the Thanksgiving edition of the Atlanta Journal-Constitution shows the myriad inconsistencies and irrationalities of the new health insurance overhaul law — dubbed “health care reform” — and spells out how the federal government is paving the way for the demise of the health insurance broker. Easy To Insure ME has the answers…
Top Tips On How To Complete The Ira Rollover Procedure
If you are ready with your IRA rollover plans and retirement plans and have filled up all the formalities and forms, you can easily rollover your previous accounts. To rollover IRA, you need to have a custodian who will provide you all the necessary details and advice you on where to invest so that you…
Individual Health Insurance Plan Tips
Individual health insurance is not an easy thing to understand greatly because of the tremendous amount of health plan options that are out there. The comparison between different companies and different types of individual health insurance plans is a challenge. Most individuals just simply want basic private insurance. The problem is that not everyone understands…
Term Life Insurance ? A Better Option to Mortgage Life Insurance
A mortgage life insurance is a type of insurance policy that is designed to pay off your mortgage in the event of your untimely death. The insurance company will pay off any outstanding balance left on your mortgage leaving your family debt-free. Typically, in this type of insurance, as your mortgage decreases, so does the…